Please make sure to read our Terms of Service carefully and understand them properly. All the clauses in Rummy Khiladi’s Terms of Service are delineated herein and/or included in the medium of reference that can be accessed by clicking on the related links provided below. You should make sure that you have read and clearly understood these Terms of Service before becoming a user of Rummy Khiladi, and you must agree to follow the Terms of Service, Privacy Policy, Fair Play Policy, Responsible Gaming Policy, Game Cancellation and Settlement Policy, Game Rules and all the policies laid down on the Rummy Khiladi Website/Mobile App and undertake to follow them. You are by all means bound by these Terms of Service in any instance when you choose to use our Services or Rummy Khiladi. We reserve the right to modify or amend our Terms at any time without prior notice to you by posting the modified Terms on the Website/Mobile app. Rummy Khiladi may, at its sole discretion, also notify the user of any change or modification in these Terms and Conditions, rules, regulations and terms of use referred to herein or provided by Rummy Khiladi by way of sending an email to the user's registered email address or by sending notification to the user’s account. The user may then exercise the options provided in such email or notification to indicate non-acceptance of the modified Terms of Service, rules, regulations and terms of use referred to herein or provided by Rummy Khiladi. If such options are not exercised by the user within the time frame prescribed in the email or notification, or if the user continues to access the Website/Mobile App after being notified of the changes, the user will be deemed to have accepted the modified Terms,rules, regulations and terms of use referred to herein or provided by Rummy Khiladi.

We provide our users/players with an excellent opportunity to enjoy our multiplayer rummy games 24x7. Using our seamless software and IT services, you can play online rummy, a game of skill, with other online rummy players on Rummy Khiladi.Our Services are only intended to allow you to play rummy for the sole purpose of entertainment. Rummy Khiladi will in no way be responsible or liable for any acts of betting or gambling that may take place outside our Website/Mobile App. Moreover, the state laws of Andhra Pradesh, Assam, Sikkim, Nagaland, and Telangana (hereinafter referred to as “Restricted States” or “Restricted Territories”) do not permit playing cash rummy games in their respective territories. Therefore, in the aforementioned Restricted States, Rummy Khiladi does not offer any games or tournaments that are organized for winnings or prizes in money or in kind.People living in or logged in from the Restricted States are strictly prohibited from playing cash games or tournaments on Rummy Khiladi. If you live in or access the Rummy Khiladi Website/Mobile App from any of the Restricted States, please refrain from participating in any game or tournament on Rummy Khiladi that involves real money. We are legally obliged to deduct tax at source (TDS) from Net Winnings (Net Winnings = Withdrawals − Deposits − FY Opening Balance). As per the new tax rules issued by the Government of India, 30% TDS will be deducted from the Net Winnings included in the withdrawal amount at the time of withdrawal or at the end of the financial year. PAN (permanent account number) verification is mandatory for withdrawals. Moreover, KYC verification is mandatory for a cumulative deposit of ₹50,000 or more or the first withdrawal, whichever happens first. KYC verification includes the verification of your ID, address, and mobile number. We reserve the right to verify your PAN and/or KYC documents (ID and address) from time to time and to rescind or cancel any prizes won by you if your PAN and/or KYC documents (ID and address) are found incorrect/inconsistent in our verification process.

n compliance with the amendments made in the Central Goods and Services Tax Act,2017, Integrated Goods and Services Tax Act,2017, the State Goods and Services Tax Act, 2017 and Rules made under the said Acts including Notifications issued under the said Acts (hereinafter collectively referred to as “GST Laws”) related to taxability of online gaming, Rummy Khiladi is obligated to collect GST at the rate of 28% (28% of deposit amount) from the amount deposited by players/users for playing on Rummy Khiladi. Rummy Khiladi and the player/user agree that the amount deposited by the player/user in his/her Rummy Khiladi account will be deemed to be inclusive of GST. Accordingly, the GST portion of the amount deposited by the player/user will be deducted by Rummy Khiladi from the player’s/user’s user account to be paid to the Government.In the event that Rummy Khiladi decides, at its own and absolute discretion, to refund an amount deposited accidentally by a player/user, the amount will be refunded only after deducting GST payable on such amount, in accordance with the GST Laws. No amount will be refunded in full and any refund is subject to Rummy Khiladi’s absolute discretion.

For the purposes of invoicing and taxation, the place of supply in the invoice will be considered to be the state declared by the User at the time of registration. It is the responsibility of Users to ensure that the state declared during registration is accurate and represents their true location.Until KYC (know your customer) details are provided by the User, the declared state will be considered the address on record for all transactions. Once KYC details are furnished by the User, the place of supply in the invoice will be updated to reflect the state as per the KYC documents provided. This update will apply prospectively from the date the KYC details are submitted and verified.If the User logs out from the Rummy Khiladi without completing the KYC process and logs in again, the User must manually provide the state location from which the User is logging in. We will not update this automatically. The place of supply can only be updated at the time of KYC completion. Users shall ensure that the KYC details provided by them are accurate, complete, and up-to-date. Games Pro reserves the right to request additional documents or information to verify the User’s identity and place of supply. Failure to provide accurate KYC details may result in restrictions on account usage and/or the suspension of services to the User.

All invoices will be generated based on the state declared by the User at the time of registration and thereafter the state in the User’s KYC details once KYC documents are provided by the User.Users agree to pay all applicable taxes and fees as per the place of supply determined by the declared state or the state mentioned in the KYC details.

On Rummy Khiladi, you can play 13-Card Pool Rummy, 13-Card Deals Rummy, 13-Card Points Rummy, and Rummy Tournaments. You can play both free and cash rummy games on Rummy Khiladi.

We do not allow people under the age of 18 years to play our games. If you allow or assist anyone who is below 18 years of age to access our Website/Mobile App or Services on your computer, mobile phone or other internet-enabled gadgets, internet connection and/or accessibility (either borrowed or owned or leased), you will solely be responsible for your act and accept complete liability for any outcome thereof, including any adverse consequences. Neither Rummy Khiladi, nor any other third party content provider, nor their related agents shall be responsible or liable for any direct or indirect, incidental or consequential injuries or damages that may arise as a result of the use of or inability to use our Website/Mobile App by the user, regardless of instances when such party or agent has been warned of or advised against the possibility of similar injuries or damages.We reserve the right to demand proof of your age at any moment to check and verify that no minor is using our Services or playing our games. We also have the right to ban any person from playing our games if the person provides false proof of age or is under suspicion of being under-age.

To use our Services, you are required to register with us on our Website/Mobile App using a strong password. After registration, a username will be automatically assigned to you. For account verification, you will be required to provide more personal information (as may be necessary) when you opt to play our cash games/tournaments. Before depositing cash or playing cash games, you must ensure that your password is strong and also includes capital letters, special characters, and digits. For security purposes, you may be required to verify the authenticity of the information you provide at the time of creating an account or any time after that, which may require additional proof and documents. If you fail to provide the proof and documents requested, we reserve the right to suspend or terminate your Rummy Khiladi account and registration. Please note that we are not obligated to cross-check or verify your information and hence we do not take any responsibility for any consequences or outcomes that may result from your providing false, incorrect, incomplete, concealed, misleading, or irrelevant information. Therefore, you are required to provide us with complete and authentic information to the best of your knowledge to play our online games or use our Services. Also, you should not be a politically exposed person or convicted of any crime. You should not be on the UN sanction list/ work for the UN sanction list.

Before you add cash to your Rummy Khiladi account or play cash rummy games/tournaments on our Website/Mobile App, you must acknowledge the legality of playing cash rummy games/tournaments in the jurisdiction from where you are trying to play cash games/tournaments. You are prohibited from playing cash games/tournaments on Rummy Khiladi if you are not legally competent to make transactions in Indian rupees through banking channels in India and/or if you are not accessing Rummy Khiladi from a jurisdiction where playing cash rummy games/tournaments online is legally permitted. Any violation of this policy will be considered a breach of our Terms of Service and as a result, your Rummy Khiladi account will be locked immediately and you will not be entitled to receive any prizes from or refunds for any such cash games/tournaments that you might have participated in on our Website/Mobile App. You also acknowledge that users living in or logged in from Restricted States are not permitted to play any game/tournament that is organized for winnings or prizes in money or otherwise on the Website/Mobile App. You shall abide by these states’ laws and will not use Rummy Khiladi’s Services to deposit cash, withdraw cash, or participate in cash games/tournaments on Rummy Khiladi while residing in or visiting Restricted States.Accessing the Rummy Khiladi Website/Mobile App from a Restricted Territory or from outside India by using IP or GPS masking software programs such as Fake GPS, GPS Spoofer, etc. is a breach of Rummy Khiladi’s Terms of Service. Such breach of our Terms of Service shall result in you getting permanently blocked and the deletion of your Rummy Khiladi account with forfeiture of all the balance in your Rummy Khiladi account. Furthermore, using our Services, creating an account on Rummy Khiladi or playing our games from a Restricted Territory in/or from outside India by using IP or GPS masking software programs such as Fake GPS, GPS Spoofer, etc. is also a violation of applicable laws, and you shall be solely liable to any penalties and/or penal action under the applicable laws.All transactions on our Website/Mobile App shall be in Indian rupees. Once you register with Rummy Khiladi, we maintain a user account for you to keep a record of all your transactions with us. Payments connected with participation in cash games have to be made through your Rummy Khiladi user account. All cash prizes won by you will be credited by us to your Rummy Khiladi Withdrawal Balance.When making a payment, please ensure that the instrument used to make the payment is your own and is used to add cash to your user account only. Subject to the “Add Cash” limits (limits on users’/players’ adding cash to their Rummy Khiladi accounts) specified by us from time to time, you are free to deposit as much money into your Rummy Khiladi account as you want for the purpose of participating in cash games on the Website/Mobile App. We want you to play responsibly on our Website/Mobile App. Your ability to add cash to your user account shall be subject to the Daily and Monthly “Add Cash” limits set by default, which we can reset with undertakings, indemnity, waiver and verification conditions as we deem appropriate in our sole discretion. Payments made via Credit card, Debit card, Prepaid Cash card, UPI and internet banking are processed by third party payment gateways. Similarly, payments made via other payment modes also require an authorization by the intermediary that processes the payments. We are not responsible for any delays or denials/rejections at such third parties’/intermediaries’ end,and the processing of payments shall be subject to such third parties’/intermediaries’ terms, policies and procedures solely, and we shall not in any way be responsible for that. If you face any issues while adding cash to your account, you can reach out to us using the “Contact us” feature available in the “Help” section. You agree that in the event of your credit being delayed or eventually declined for reasons beyond our control, we may not be held responsible or liable in any manner whatsoever. Once a payment/transaction is authorized, the money is credited to your user account and is available to you to play cash games on our Website/Mobile App.We have the right to cancel a transaction at any point in time solely at our discretion, in which case if the payment is successfully made, the transaction will be reversed and the money will be credited back to your payment instrument. Players’ funds are held in trust by us in specified bank accounts. Rummy Khiladi keeps all its players' funds unencumbered and your funds will be remitted to you in due course subject to the Terms and Conditions applicable to the withdrawal of funds. Funds held in your user account are held separately from our corporate funds. Even in the extremely unlikely event of an insolvency proceeding, your claim on the deposits will be given preference over all other claims to the extent permissible by law

After you have registered on our Website/Mobile App, it is your sole responsibility to make sure that you do not disclose your passwords to anybody, be it your friends, family members, third party, or anybody whosoever. Please create a strong password of at least 8 characters, including capital letters, digits and special characters so that nobody can crack your password. We shall not in any way be responsible if your user account is logged in to or accessed by anybody else by using your password. The restrictions defined for creating a strong password will be applicable only to passwords created on Rummy Khiladi. These restrictions won't apply to passwords created on social platforms (including but not limited to Facebook and Google) and their subsequent usage for login on Rummy Khiladi

It is possible that you sometimes face disruptions including, but not limited to, errors, disconnection or interruptions in communication because of issues in the Internet services, software or hardware that you are using to avail our Services.Rummy Khiladi shall not in any way be liable for any network disconnection on your computer, mobile or device caused by any fault or error at your end and shall not compensate you for any losses arising from such disconnection. In case of any disruption of service at Rummy Khiladi’s end while a game is in progress, as determined by and solely at the discretion of Rummy Khiladi, Rummy Khiladi shall cancel the game and refund your points/cash regardless of the status of the game. While playing a cash game, you take full responsibility for the risk of internet disconnection or interruption of communication between your computer/mobile phone/device and Rummy Khiladi’s servers, any lag in or freezing of the game or software, or any other problems attributable to your computer/mobile phone/device or network.Rummy Khiladi shall not be responsible for any disconnection of your computer, mobile or device from Rummy Khiladi’s server, except in the case of a crash of Rummy Khiladi’s server.If there is a disconnection or disruption for a short time in the middle of a game, you shall remain seated at the table and can resume to play once the connection is restored, unless you have been eliminated

Rummy Khiladi is committed to providing updated, accurate, complete and reliable information by publishing it on the Website/Mobile App. However, it is to be noted that we do not represent the suitability of the information published in documents or any other information that is updated on our Website/Mobile App. Therefore, all the information and related graphics and images are to be considered “as is” without any warranty whatsoever expressed or implied by us. We hereby solemnly disclaim and discard all warranties about this information as well as all implied warranties and conditions of our merchantability, title and non-infringement, appropriateness to any particular purpose, and accuracy of our site, software and games of rummy.We do not give any warranty that the servers of our online rummy games will run error-free, uninterrupted, or that they will not get affected by bugs, defects or viruses of any kind. Hence, we reserve the right to determine at our sole discretion whether any issue at our end is responsible for any error or disruption or malfunction. We can limit your playing of our rummy games or tournaments or terminate your account if we determine that you are responsible for causing any malfunction or disruption intentionally. Rummy Khiladi is not liable for any assumed or potential wins in any unfinished rummy games or tournaments on the Website/Mobile App.

It is strictly forbidden for anyone to use our software for any commercial purposes. Our software is meant only for playing rummy games for personal entertainment. You must use your Rummy Khiladi account only for playing games on the Website/Mobile App and must not attempt to manipulate, decode, modify, disassemble, integrate, dis-integrate, decompile, reverse or re-engineer our software in any manner. Please note that the use of bots or automatic play is prohibited. Any attempt to use artificial intelligence that includes, but is not limited to, robots, in connection with our rummy games and software is strictly forbidden. All the actions that you perform on or in connection with our Website/Mobile App must be executed by you only through the user interface that is accessible on our Website/Mobile App. Any violation of these Terms may lead to the suspension/termination of your Rummy Khiladi account or any other action against you as may be decided by Rummy Khiladi in its sole discretion

We take the fair play of games on Rummy Khiladi very seriously and we make sure that every player gets an equal opportunity to win games on our Website/Mobile App. In order to prevent any form of malpractice or unfair play in our games and on our Website/Mobile App, all user actions including deposits, identity verification, rummy games, and individual hands are monitored to ensure a safe, legal and fair environment for all our users.Every single game on our Website/Mobile App must be a fair individual effort, not a team effort. As part of our Fair Play Policy and to prevent any form of malpractice and in-game collusion, all user actions are monitored and recorded.Any detection of a breach of our Fair Play Policy, such as, but not limited to, unauthorized deposits under a stolen identity or collusion in play shall result in prompt and serious action by Rummy Khiladi against the offending user, including, but not limited to, permanent termination of the user’s account, as detailed in the “Breach and Consequences” section below.

1.1.1 You undertake that you yourself will play in all games for which you register/which you join and you shall not use any form of external assistance to play. You shall not add any unauthorized components and not create nor use any cheats, exploits, bots, hacks or any other third-party software designed to modify the Website/Mobile App. You also undertake that you will not use any third-party software that intercepts, mines or in any way collects information from or through the Website/Mobile App or through any of our Services. Any attempt to employ any such external assistance is strictly prohibited

1.1.2 Formation of teams by you and any other user(s) for collusion or any form of cheating in the games on the Website/Mobile App is strictly prohibited. At Rummy Khiladi, we have a zero tolerance policy for anyone who violates or attempts to violate our Fair Play Policy or Terms of Service. And as a leading game operator of the industry, we flag all offending players and, at our own discretion, restrict them from playing on Rummy Khiladi.

1.1.3 It is explicitly stated herein that if you play games or engage in gaming activities at a private table created using the “Play with Friends” feature, which can only be accessed through exclusive invitation links shared between users, Rummy Khiladi will lack the capability to monitor player behavior and prevent collusion, team play or any other form of cheating. Therefore, Rummy Khiladi will not assume responsibility for any financial losses incurred by participants/users as a result of collusion or cheating by any participant/user at a private table

1.5.1 is libelous, defamatory, obscene, intimidating, invasive of privacy, abusive, illegal, harassing;

1.5.2 contains expressions of hatred, expressions hurting religious sentiments, or expressions related to racial discrimination or pornography

1.5.3 in any way objectionable or undesirable (whether or not unlawful);

1.5.4 is or can be construed as an incitement to commit a criminal offense;

1.5.5 violates the rights of any person

1.5.6 is aimed at soliciting donations or other form of help;

1.5.7 violates the intellectual property of any person and/or any legally formed entity

1.5.8 disparage in any manner Rummy Khiladi or any of its subsidiaries, affiliates, licensors, associates, partners, sponsors, products, services, or websites

1.5.9 promotes a competing service or product or any other service or product

1.5.10 violates any applicable laws.

You shall not offer any Rummy Khiladi employee any bribe, gifts, services,compensation, or any other favour that might influence or might appear to influence the employee in performing his/her duties at Rummy Khiladi. Rummy Khiladi employees shall not solicit any bribe, gifts, or services from you. Offering Rummy Khiladi employees any cash, cash equivalents, gifts, gift cards, services, or favours is strictly prohibited

If you are a cash player on Rummy Khiladi, your account balance is divided into two accounts: Deposit Account Balance and Withdrawable Account Balance. The Deposit Account Balance includes the amount you have deposited, the amount you paid as the entry fee in games that you won , and the amount you have earned as a bonus. The Withdrawable Balance only includes the net amount that you have won. For clarity, (net amount won = amount won – entry fee paid by the winner – platform fee).You can only withdraw a maximum amount equal to your Withdrawable Balance. You cannot withdraw your deposit balance without using it for playing cash games/tournaments on Rummy Khiladi.Subject to the Withdrawal Restrictions specified below, you may withdraw your cash winnings to a bank account in India, using an electronic bank-to-bank transfer (NEFT/IMPS) method

If a player who has positive net winnings wants to withdraw money from his/her withdrawable balance, the player can (1) either pay 30% TDS on the net winnings and withdraw the amount or (2) use the option to partially transfer the GST cashback/instant cash received from Rummy Khiladi to his/her Deposit balance and optimize the benefit.The total GST cashback that has been provided to the player (and is part of the player’s net winnings) in a financial year can be fully adjusted or clawed back. If the player’s net winnings are more than the total GST cashback received by the player in the financial year, the net winnings remaining after deducting the GST cashback (GST cashback will be partially transferred to the player’s Deposit balance) will be taxable at the rate of 30%. (30% TDS will be deducted from the remaining net winnings before transferring the withdrawal amount to the player’s bank account.)If the player’s net winnings are less than the total GST cashback received by the player in the financial year, then a portion of the net winnings-equivalent GST cashback will be transferred to the player’s Deposit balance (i.e., only the GST cashback equal to the net winnings will be considered in such a scenario and a portion of that GST cashback amount will be transferred to the player’s Deposit balance) and the player will not have to pay any TDS on the withdrawal.

a. You can choose to withdraw money from your user account at any time, subject to the bonus/prize money withdrawal restrictions, by notifying us of your withdrawal request

b. Bonuses cannot be withdrawn by users. Real money won in cash games and tournaments can be withdrawn only after making at least one cash deposit on Rummy Khiladi. Bonuses and offers can be claimed only after making the cash deposit(s) specified in the terms and conditions of such bonuses/offers and thereafter playing the minimum number of cash games required to be eligible for the bonuses/offers, as specified in the terms and conditions of the bonuses/offers.

c. We will process withdrawal requests after KYC and withdrawal verification has been successfully completed and transfer funds via IMPS and NEFT, electronic transfer. We reserve the right to reverse the amount to the payment/deposit instrument used to add cash to the user’s Rummy Khiladi account. Rummy Khiladi may levy a withdrawal fee at its sole discretion

d. With our best efforts, we will process all withdrawal requests within 24 hours of your making the request, and the bank may take another 48 hours to deposit the money into your account. There could be delays due to the time required for verification and completing the withdrawal transaction. This includes national and bank holidays or disruptions of service. We shall not be liable to pay you any form of compensation for the reason of delays in remitting payments to you from your user account.

Rummy Khiladi gives eligible users bonuses on deposits made using bonus codes and in different promotions, as specified in the terms and conditions of the promotions. Bonuses cannot be withdrawn as cash. To learn about the use of bonuses, please review the specific terms and conditions of bonuses and bonus offers. If bonuses remain unused in the validity period specified in the terms and conditions of the corresponding promotions, they lapse.

The payment of a predetermined amount that the user makes to participate in any skill game(s) is inclusive of the fixed platform fee charged by Rummy Khiladi, details of which can be found here, for access to Rummy Khiladi Services and the user’s contribution to the prize pool. The platform fee specified for each game format herein is subject to change at the sole discretion of Rummy Khiladi. Rummy Khiladi reserves the right to change the platform fee for any and all formats of the game at any time without prior notice to users/players

Subject to these Terms of Service, all amounts collected from the user are held in a separate non-interest earning Trust Account, which is responsible for the management of the user account and the prize pool, until the determination of winners and distribution of prizes. Rummy Khiladi receives only its share of the platform fee through the said Trust Account and has no control over the User Funds

Rummy Khiladi reserves the right to charge a platform fee, which can vary periodically based on management’s discretion. The platform fee (inclusive of the applicable tax thereon) will be debited from the user’s account balance and Rummy Khiladi will issue a transaction note for such debit to the user, which is visible in the user’s transaction history

The user may participate in a cash skill game by making a pre-specified contribution to the prize pool of the game, which will be given away to the winner(s) of the skill game after the completion of the game as per the terms and conditions of the skill game. It is to be noted that Rummy Khiladi has no right or interest in the prize pool and only facilitates the collection of money (in the form of entry fees) for the prize pool and the distribution of the prize pool in accordance with the skill game’s rules, terms and conditions. Rummy Khiladi will charge a nominal platform service fee on the final prize pool. The amount to be paid in by the user toward the prize pool will also be debited from the user’s account balance maintained within the Trust Bank account.

Every user using Rummy Khiladi Services is provided with three types of accounts for the processing and reconciliation of payments: (i) Deposit Balance Account, (ii) Withdrawable Balance Account and (iii) Bonus Account. It is to be noted that in no instance will Rummy Khiladi permit the transfer of any amounts from the user's Deposit Balance Account to the Withdrawable Balance Account

The net amount won by the user will be credited to the user's Withdrawable Balance Account. The net amount won means the winnings remaining after the deduction of the entry fee paid by the winner and the Rummy Khiladi platform fee.

Any amount remitted by the user via a designated payment gateway will be credited to the user's Deposit Balance Account

The user will be permitted to withdraw only the amount available in the user's Withdrawable Balance

All amounts credited to the user's account must be utilized within 365 days of credit. If any amount in the user’s account has been lying unused for more than 365 days from the last date of credit of the amount and the user has been inactive for last 365 days, that is, the user has not played any free game,cash game or tournament, nor made any cash deposit or withdrawal in the period of last 365 days, then Rummy Khiladi reserves the right to apply the terms of its Inactive Accounts and Unused Funds Policy, as specified in these Terms of Service, to that amount. Rummy Khiladi will send reminders to such users before applying its Inactive Accounts and Unused Funds Policy to their unused account balance

In all cases where the user requests withdrawal of any amount from the user’s Withdrawable Balance Account, Rummy Khiladi will initiate an online transfer of the requested amount (from the amount available in the user’s Withdrawable Balance Account) to the user's bank account registered with Rummy Khiladi within a commercially reasonable period of time. Such transfer will be shown as a debit in the user's Transactions History under the category of “Withdrawal.” It is to be noted that the user will be required to provide a valid identity card with a clear photo and address proof as proof of identity, as well as the user’s PAN, and get the user’s KYC verified in order for Rummy Khiladi to process the withdrawal request. The name on the user's identification document should match the name provided by the user at the time of registration on Rummy Khiladi, as well as the name and address in the records of the user's bank account as provided to Rummy Khiladi.

In the event that no bank account has been registered by the user with his/her user account with Rummy Khiladi, or the user has not verified his/her account with Rummy Khiladi to Rummy Khiladi's satisfaction and in accordance with these Terms, Rummy Khiladi will send a notification to the user at the user’s email address registered with Rummy Khiladi. In the event that the user fails to register a bank account with his/her user account even after the notification and/or fails to get his/her user account KYC-verified, Rummy Khiladi will have the right to confiscate all the amount in the user’s account. Failure to provide Rummy Khiladi with a valid bank account or valid identification documents, to Rummy Khiladi's satisfaction, may result in the forfeiture of any and all amounts available in the user’s account with Rummy Khiladi.

Further, in order to conduct promotional activities, Rummy Khiladi may gratuitously grant bonuses (play points or bonus cash/fund amounts) to the user for the purpose of participation in any skill game(s) on Rummy Khiladi. The user will not in any case be permitted to transfer or request the transfer of any amount available in the user’s Bonus wallet to the user's Withdrawable Balance Account or bank account or any other account. The usage of any bonus granted will be subject to the limitations and restrictions of the promotion/bonus, including but not limited to restrictions of time within which the bonus must be used, as applied by Rummy Khiladi and notified to the user at the time of granting the bonus. Grant of any bonus to the user is at the sole discretion of Rummy Khiladi and cannot be demanded by the user as a matter of right. The grant of any bonus by Rummy Khiladi on any day will not entitle the user to demand a bonus at any subsequent time, nor create an expectation of a recurring grant of a bonus by Rummy Khiladi to the user. A bonus granted to the user may be used by the user for the purpose of setting off against the user’s contribution to the prize pool in any skill game(s), in accordance with these Terms . No bonus will be withdrawable or transferrable to any other account of the user, including the bank account of the user or of any other user or person, other than as part of the winnings of the user in any skill game(s). In the event that the user terminates his/her account with Rummy Khiladi or his/her account if terminated by Rummy Khiladi, any and all bonuses granted to the user will be reversed by Rummy Khiladi and the user will have no right over such bonuses or interest in them

You agree that once you confirm a transaction on Rummy Khiladi, you will be bound by and make payment for that transaction

You acknowledge that subject to the time taken by the bank for processing payments and such other external dependencies that Rummy Khiladi has on third parties, any transactions made on Rummy Khiladi may take up to 72 hours to be processed. Any amount paid into or transferred to the user's account may take up to 72 hours to get added to the user's account balance. Similarly, the disbursement of a bonus to the user may take up to 72 hours to be shown in the user's Transaction History

You agree not to make any complaint or claim against Rummy Khiladi in respect of any delay, including any delay resulting in a lost opportunity to join any skill game(s), in crediting a transaction amount to any of your accounts.

A transaction, once confirmed, is final and no cancellation is permitted

Rummy Khiladi may, in certain exceptional circumstances and at its sole and absolute discretion, refund the transferred amount to the user after deducting applicable cancellation charges and taxes. At the time of a transaction, the user may also be required to take note of certain additional terms and conditions, and such additional terms and conditions will also govern the transaction. To the extent that the additional terms and conditions contain any clause that is conflicting with these Terms, the additional terms and conditions will prevail

1. Temporarily suspend your account;

2. Permanently terminate/ block your account

3. Initiate relevant proceedings under law

4. In addition to the above, if you undertake any disallowed activities,Rummy Khiladi shall be entitled to treat as void and non est all activities undertaken by you on our platform and withhold and/or retain any and all monies lying in the account associated with the disallowed activity (“amount”). Rummy Khiladi may, at its discretion, withhold the amount in its entirety or withhold such portion of the amount which is attributable to the disallowed activity. If Rummy Khiladi, at its discretion, decides to withhold the amount partially, Rummy Khiladi will return the portion that is not withheld to the source. You acknowledge that you cannot claim any compensation or consideration when the above actions are taken against your account if you undertake disallowed activities

These Terms of Service shall be governed by the laws of India. The courts of competent jurisdiction at Bengaluru, India shall have exclusive jurisdiction to determine any and all disputes arising out of, or in connection with, the Services provided by Rummy Khiladi, the construction, validity, interpretation, and enforceability of these Terms, or the rights and obligations of the user(s) (including participants) or Rummy Khiladi, as well as the exclusive jurisdiction to grant interim or preliminary relief in case of any dispute referred to arbitration as given below. All such issues and questions shall be governed and construed in accordance with the laws of the Republic of India.

In the event of any legal dispute (which may be a legal issue or question) which may arise, the party raising the dispute shall provide a written notification ('Notification') to the other party. On receipt of the Notification, the parties shall first try to resolve the dispute through discussions. In the event that the parties are unable to resolve the dispute within fifteen (15) days of receipt of the Notification, the dispute shall be settled by arbitration.

The seat and venue of arbitration shall be Delhi, India. All arbitration proceedings shall be conducted in English and in accordance with the provisions of the Arbitration and Conciliation Act, 1996, as amended from time to time.

The arbitration award will be final and binding on the Parties, and each Party will bear its own costs of arbitration and equally share the fees of the arbitrator unless the arbitral tribunal decides otherwise. The arbitrator shall be entitled to pass interim orders and awards, including the orders for specific performance and such orders will be enforceable in competent courts. The arbitrator shall give a reasoned award.

Nothing contained in these Terms of Service shall prevent Rummy Khiladi from seeking and obtaining interim or permanent equitable or injunctive relief, or any other relief available to safeguard Rummy Khiladi's interest prior to, during or following the filing of arbitration proceedings or pending the execution of a decision or award in connection with any arbitration proceedings from any court having jurisdiction to grant the same. The pursuit of equitable or injunctive relief shall not constitute a waiver on the part of Rummy Khiladi to pursue any remedy for monetary damages through the arbitration described herein. Our CIN Number is U58203DL2024PTC426701

All the online content, materials and information available on our Website/Mobile App (collectively referred to as “Content” hereinafter) are secured by intellectual property rights. The Content includes a wide range of online items like images, designs, multimedia clips, graphics, logos, information, text content, games, software, animation, marks, hyperlinks, and pictures. The Content, whether or not belonging to us, is thus protected and secured by applicable intellectual property laws. In addition,we are free to record and use, in any manner whatsoever, all chat content, images, emails, and recommendations sent by any member or user of our Website/Mobile App, as they form a part of the Content of Rummy Khiladi.All rights, titles, and interest in and to the Services, including all intellectual property rights arising out of the Content and all other elements in connection with the Website/Mobile Application, are owned by or otherwise licensed to Rummy Khiladi. Subject to compliance with these Terms, Rummy Khiladi grants you a non-exclusive, non-transferable, non-sublicensable, revocable, and limited right to use the Services in accordance with these Terms. Your use of the Services and Content must strictly be for your personal and non-commercial use in accordance with these Terms, and you agree not to sell or trade Content. Any rights not expressly granted herein are reserved by Rummy Khiladi.You undertake to comply with all applicable laws, rules, regulations, and guidelines in connection with your access to and use of the Services and Content. Except as expressly permitted, you may not redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, sublicense, or otherwise transfer or use the Content. Nothing in these Terms grants you any synchronization, public performance, promotional use, commercial sale, resale, reproduction, rental, or distribution rights to the Content.Except as expressly provided in these Terms, you are not granted any right or license to the Content. You will promptly notify Rummy Khiladi in writing upon your discovery of any unauthorized use or infringement of the Content or Rummy Khiladi’s patent, copyright, trade secret, trademarks,or other intellectual property rights.

Please note that our Website/Mobile App may contain information about third parties and may have hyperlinks to them. We are not responsible in any way for the implied or explicit warranty of the quality, integrity or accuracy of the content that belongs to the third party websites. You may rely on the third-party content posted on Rummy Khiladi solely at your own discretion, risk, and liability. When you visit such content, you will be subject to their applicable terms and conditions. We hereby declare that we do not control and are not responsible for any content belonging to third-party websites, as the hyperlinks given do not mean endorsement of the websites or website pages linked to by us.

violate any law or encourage or provide instructions to another to do so;

profit in any manner;

post any content that contains falsehoods or misrepresentations;

post any content that may endanger life or lead to physical harm

post any content that is obscene, pornographic, paedophilic,invasive of another’s privacy, insulting on the basis of gender,illegal, unlawful, defamatory, libelous, harassing, hateful, racially or ethnically offensive or is otherwise inappropriate;

post any content harmful to children;

post any content that threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognisable offense or prevents investigation of any offense or is insulting other nation

post any content containing unsolicited or unauthorized advertising, promotional materials, spam, junk mail, chain letters, pyramid schemes or any other form of unauthorized solicitation;

post any content materials protected by intellectual property rights, unless you have the necessary permissions in writing

deploy or use contaminants designed to harm, interfere with the operation of, or access in an unauthorized manner, any portion or feature of the Service, any other systems or networks connected to the Services or Application;

introduce or upload any contaminant that may damage the operation of another’s property or of the Services.

engage in any automated use of the system, such as using scripts, using any data mining, robots, or similar data gathering and extraction tools or otherwise collecting or storing personal data about any other person

obtain any content or information through any means not intentionally made available through the Services;

attempt to bypass any measures of the Website/Mobile App or exploit the Website/Mobile App to gain access that would otherwise not be available

use any manual process or other process to monitor or copy any of the material on the Services;

remove any copyright or other proprietary notices from Services or any of the materials contained therein;

attempt to impersonate another user of Services

disparage, tarnish, or otherwise harm the Website/Mobile Application or Services;

trick, defraud, or mislead Rummy Khiladi and other users in any manner;

decompile, reverse engineer, or disassemble attempt to derive the source code of, decrypt, modify, edit, alter, create derivative works of the Services, or any part thereof, or the Website/Mobile App, Services or Content (except as expressly permitted by these Terms)

make any unauthorized use of the Services;

gather information and data (including personal information) of any other user’s use of the Service for any reason;

use any automated system for the selection, downloading or streaming of any portion of the Website/Mobile App, apart from those specifically provided by the Website/Mobile App;

accessing data not intended for you;

logging into a processor, computing systems, communications or access device or account that you are not authorized to access, including those of any other users;

attempting to probe, scan or test the vulnerability of the Services or Website/Mobile App or to breach security or authentication measures, regardless of your motive or intent;

attempting to interfere with or disrupt the Services or Service to any user, processor, host or network; or

violating the system or network security of Rummy Khiladi or any user.

When you register with Rummy Khiladi, you will receive notifications regarding special offers, updates, contests, account activities, etc. through SMSes, emails and direct mails. Some of Rummy Khiladi’s promotions require users to be KYC-verified to receive their benefits. If any aspect of your contact information or KYC (ID, address, email address or mobile number) is not approved or verified, you shall not receive the benefits of such promotions, including promotional amounts and prizes. Check out the specific terms and conditions of our promotions and contests before participating in them

All the details of all our promotions are available in the “Promotions” section on the Website/Mobile App. Each promotion has its own Terms and Conditions, which are clearly explained on the respective promotion pages.All the cash bonuses and deposit bonuses have additional terms and conditions, including, but not limited to, specific time limits. The Terms and Conditions, as well as additional terms and conditions, may differ from offer to offer in accordance with the respective bonus plans. Any Bonus offer may not be claimed in conjunction with any other bonus offers offered by Rummy Khiladi at the time. Once you activate a bonus code, any bonus codes and offers being utilized by you previously will become invalid and inactive automatically and you will stop receiving their benefits. You will receive the benefit of only the active bonus code.

All the games, contests, bonuses and cashback offer in the “Promotions” section may be discontinued or cancelled without any prior notice. Rummy Khiladi is not responsible or liable for any such cancellations and will not pay the users any compensation whatsoever except refunding the applicable entry fee. The decision of Rummy Khiladi management shall be final and binding in case of any disputes

Tickets are non-transferable. Only the user who buys/wins a ticket can use it.

Tickets are not encashable. A user cannot exchange a ticket for any amount of money.

Tickets do not have a monetary value

Tickets cannot be redeemed for cash or anything else. They can be used only for joining tournaments/games for which they are issued

Tickets expire if they remain unused.

Ticket holders are not unsecured creditors of the company. Tickets are merely a part of sales promotions/marketing campaigns.

In cases of accidental or erroneous cash credits to any party, user or company, we can independently refund/request a refund or you can requesta refund within two weeks of initiating such transaction. Rummy Khiladi will process the refund if it is a genuine case of accidental or erroneous cash credit, which is clear from your request or after our own independent investigation. The refund amount will be credited within two weeks to the financial instrument/platform/source account that was used to make the corresponding transaction. It is clarified that any refund under this clause is strictly subject to the sole discretion of Rummy Khiladi

Rummy Khiladi is not responsible for any loss resulting from the cancellation of any games due to Service outages caused by the failures of our service providers, computer viruses, natural disasters or any other reason that is beyond our control. You acknowledge that you will not be entitled to any refund due to the cancellation of games caused by factors that are beyond the reasonable control of Rummy Khiladi.

Transactions to transfer money to your Rummy Khiladi cash account have to be made through third-party payment gateways. Rummy Khiladi is not responsible for the denial or rejection of any transactions as they are subject to the terms and conditions of the third-party payment gateways. Rummy Khiladi may reverse any transactions, and the specific amount will in such a case be refunded to the financial instrument/platform that was used by you to perform the transaction

Rummy Khiladi has the right to check or validate the personal information of the players/users from time to time. The process of validation can be done through a phone call or via email. If we are not able to get in touch with you at first, several attempts will be made to establish contact with you. In the event that the validation is unsuccessful, or we are unable to contact you after making all possible attempts, we reserve the right to suspend your account and refund, at our sole discretion, your Rummy Khiladi account balance to the financial instrument/platform that you used to make the payment online, or confiscate your Rummy Khiladi account balance, at our sole discretion.

Rummy Khiladi has a “Refer & Earn” program in which users can refer their friends to Rummy Khiladi and get referral bonuses for successful referrals. To learn more, check out the Terms and Conditions of our “Refer and Earn” program.

People below 18 years of age are not permitted to create a Rummy Khiladi account or play games on our Website/Mobile App

There is 24/7 monitoring of the players’ activities with an anti-fraud algorithm to detect any unfair play, including collusion

Anti-collusion measures are implemented for every rummy game.

Player information is confidentially stored using high-level encryption for safety

A cash deposit limit is set on the site to discourage irresponsible gaming and prevent players from making deposits beyond reasonable means.

Our Website/Mobile App has features that limit the amounts of cash deposits

here is KYC verification for player protection and game security.

We encourage every player to play responsibly and may send periodic notifications/alerts to players who are found to be spending excessive amounts of time on Rummy Khiladi, advising them to take a break from gaming on the Website/App.

If you do not want to play our games for a certain period of time, you can self-exclude yourself from Rummy Khiladi games for a specific period of time, from 48 hours to 6 months, by using our self-exclusion feature. You can exclude yourself from playing our games for 48 hours, 72 hours, 1 week, 2 weeks, 1 month, 2 months, or 6 months. After you have placed a self-exclusion request and your request has been processed, you shall not be able to play our games for that specific period of time. Please note that a self-exclusion period cannot be reversed or changed once it has been set and confirmed. Moreover, you shall not be allowed to create another account on Rummy Khiladi. If you have any balance in your Rummy Khiladi account at the time of making a self-exclusion request, that balance will be retained until your return, unless you place a withdrawal request

You may cease to use our gaming services and terminate your account by writing to us with a clear explanation of your intention. After evaluating your case, Rummy Khiladi will, at its own discretion, terminate your account and refund to you the cash amount available in your account within 21 working days. Please note that any account actions, including, but not limited to, playing cash games, tournaments, depositing and withdrawing money, that take place in your account after you email your request for terminating your account shall be deemed as actions performed solely by you and Rummy Khiladi shall not be responsible for such actions.

If your account has been inactive for over 365 days and it has an unused cash balance (whether as Deposit Balance or Withdrawable Balance), Rummy Khiladi shall remind you to activate your account. To activate your account, you must log in and play a free game, a cash game or a tournament, or make a cash deposit or withdrawal. After the reminders sent to your email address and phone number (via SMS), if you still do not activate your account, your account balance shall be forfeited to Rummy Khiladi at the sole discretion of Rummy Khiladi. All reminders shall be sent to the email address or phone number (via SMS) listed on your profile as part of the account details and information you provided to Rummy Khiladi.Accounts found in breach of our Terms of Service shall receive no reminders, and the unused funds in such accounts shall be subject to the terms of our Breach and Consequences policy.

In accordance to the extent that is permitted by law, and in the humble consideration for allowing you to use our Services, you hereby agree with full knowledge to indemnify, defend and save us and hold us harmless to the complete extent of all awards and benefits, disbursements, litigation cost and reasonable fee of the attorney that we may have to incur or suffer in connection therewith including any sort of direct or indirect or consequential losses that may refer to any loss of profit and reputation that can arise from any claims, suits, taxes, actions, cause of actions,damages, penalties, injuries, expenses, demands, interest and/or awards imposed, brought or asserted against us by any person who has a connection, without limitation, with Access to your user account by using your username or password to use our rummy games services with or without your authorization,